Uninsured Motorist Coverage Attorney in Duluth, GA: Protecting Your Rights in Gwinnett County

At Blevins & Hong, PC, our experienced attorneys specialize in helping Duluth residents and those throughout Gwinnett County navigate the complex world of uninsured motorist (UM) coverage. With our office conveniently located at 3296 Summit Ridge Pkwy STE 220, Duluth, GA 30096, we’re well-positioned to serve clients who have been involved in accidents with uninsured or underinsured drivers.

Understanding Uninsured Motorist Coverage in Duluth, GA

Uninsured motorist coverage is a crucial component of auto insurance policies in Duluth and throughout Georgia. This coverage protects you if you’re involved in an accident with a driver who either has no insurance or insufficient coverage to pay for your damages and injuries.

Key Points About UM Coverage in Georgia:

1. Mandatory Offering: Georgia law requires insurance companies to offer UM coverage, but policyholders can reject it in writing.
2. Coverage Limits: UM coverage in Georgia can match your liability coverage limits or be set at a lower amount.
3. Types of UM Coverage:
   • Add-On: Allows you to stack your UM coverage on top of the at-fault driver’s liability coverage.
   • Reduced-By: Your UM coverage is reduced by the amount of the at-fault driver’s liability coverage.

Why Uninsured Motorist Coverage Matters in Duluth, GA

Duluth and the surrounding Gwinnett County area have seen their share of accidents involving uninsured drivers. Consider these statistics:

• According to the Insurance Information Institute, approximately 12% of Georgia drivers were uninsured as of 2019.
• In Gwinnett County, which includes Duluth, thousands of traffic accidents occur each year, with a significant portion involving uninsured or underinsured drivers.

These numbers underscore the importance of having robust UM coverage and an experienced Duluth attorney to help you navigate claims involving uninsured motorists.

How Blevins & Hong Can Help with Your Uninsured Motorist Claim in Duluth

Our Duluth-based legal team has extensive experience handling UM claims throughout Gwinnett County. Here’s how we can assist you:

1. Policy Review: We’ll examine your insurance policy to determine the extent of your UM coverage.
2. Claim Filing: We’ll help you file your UM claim correctly and within the required timeframe.
3. Negotiation: Our attorneys will negotiate with your insurance company to ensure you receive fair compensation.
4. Litigation: If necessary, we’ll take your case to court to fight for the compensation you deserve.
5. Local Expertise: Our familiarity with Duluth and Gwinnett County courts gives us an edge in handling local cases.

Common Scenarios Where UM Coverage Applies in Duluth

As experienced Duluth uninsured motorist attorneys, we’ve seen various scenarios where UM coverage comes into play:

1. Hit-and-run accidents on busy Duluth roads like Buford Highway or Pleasant Hill Road
2. Accidents with drivers who have no insurance
3. Collisions with drivers whose insurance limits are too low to cover your damages
4. Pedestrian or cyclist accidents where the at-fault driver is uninsured

Why Choose Blevins & Hong for Your Uninsured Motorist Claim in Duluth?

When you’re dealing with a UM claim in Duluth or anywhere in Gwinnett County, you need a law firm that combines local knowledge with extensive legal expertise. Here’s why clients throughout the area choose Blevins & Hong:

1. Local Presence: Our Duluth office gives us intimate knowledge of local insurance practices and court systems in Gwinnett County.
2. Specialized Experience: We focus on personal injury cases, including those involving UM claims, giving us deep insight into these complex cases.
3. Client-Centered Approach: We provide personalized representation, ensuring your specific needs are met throughout the legal process.
4. Contingency Fee Basis: You don’t pay unless we win your case, aligning our interests with yours for the best possible outcome.
5. Comprehensive Services: From policy review to courtroom representation, we handle every aspect of your UM claim.

Steps to Take After an Accident with an Uninsured Motorist in Duluth

If you’re involved in an accident with an uninsured or underinsured motorist in Duluth or anywhere in Gwinnett County, take these steps to protect your rights:

1. Call the Duluth police or Gwinnett County law enforcement to report the accident
2. Seek medical attention, even if injuries seem minor
3. Gather as much information as possible about the other driver
4. Document the accident scene with photos if possible
5. Contact your insurance company to report the accident
6. Call Blevins & Hong at 855-25-WE-WIN for a free case evaluation

The sooner you reach out to our Duluth office, the sooner we can begin building your case and pursuing the compensation you deserve.

Serving Uninsured Motorist Claims Throughout Gwinnett County

While our office is located in Duluth, we serve clients throughout Gwinnett County who have been involved in accidents with uninsured motorists. Our service area includes:

• Lawrenceville
• Suwanee
• Snellville
• Norcross
• Lilburn
• Buford
• Sugar Hill
• Peachtree Corners

No matter where in Gwinnett County your accident occurred, our Duluth-based team is ready to help with your UM claim.

Contact Our Experienced Duluth Uninsured Motorist Coverage Attorneys Today

If you’ve been involved in an accident with an uninsured or underinsured motorist in Duluth or anywhere in Gwinnett County, don’t wait to seek legal representation. The experienced attorneys at Blevins & Hong are here to help you navigate your UM claim and fight for the compensation you deserve.

Call us at 855-25-WE-WIN or visit our Duluth office at 3296 Summit Ridge Pkwy STE 220, Duluth, GA 30096 for a free evaluation of your case. Remember, the sooner you have us on your side, the sooner we can move forward with your claim and protect your rights.

Choose Blevins & Hong – your trusted Duluth, GA uninsured motorist coverage attorneys, serving clients throughout Gwinnett County with dedication, expertise, and a commitment to justice.